Forget the toys that will be outgrown or lost by next year. This holiday, give your kids or grandkids something truly meaningful—a gift that will grow with them and support their future—a permanent life insurance policy.
Whether you’re a parent wanting to invest in your child’s future or a grandparent looking for a meaningful way to leave a lasting impact, this is a gift that keeps giving for years to come.
Imagine their heartfelt gratitude years down the road when this thoughtful decision becomes a stepping stone to achieving their dreams.
Child life insurance is a whole life insurance policy designed specifically for minors. With significantly lower premiums than adult policies, it provides an affordable way to ensure lifelong coverage.
When an adult, such as a parent or grandparent, purchases this policy, they maintain ownership until the child reaches legal adulthood—usually at age 18 or 21, depending on state regulations. At that point, the policy can be seamlessly transferred to the child, helping them start adulthood with financial security and peace of mind.
A Gift That Grows with Them.
Give The Gift of Lifelong Security
The National Producer Number is a unique NAIC identifier assigned through the licensing application process. NPNs are assigned to all individuals and most business entities on the PDB (Producer Database).
The Producer Database (PDB) is a central repository of producer licensing information updated on a timely basis by participating state insurance departments. Currently, the PDB includes information from all 50 states, as well as the District of Columbia, Guam, Puerto Rico and Virgin Islands.
Verification Partner: www.nipr.com
The License & Producer Verification feature is specifically designed to operate within countries and jurisdictions where it is legally permissible and where active partnerships with relevant organizations are in place. This ensures that the service is provided accurately and responsibly, relying on the support and collaboration of local entities that are authorized to verify and provide such information. As such, availability of this feature is contingent upon our ability to establish and maintain these critical partnerships, which play a crucial role in facilitating the verification process and ensuring the feature's efficacy and compliance with local regulations.
Principal
CFP®
Strategic Guidance for Lasting Success
I offer both virtual and in-person meetings. As a financial strategist, I help families and business owners structure maximized financial benefits.
Sean Ruehl is the owner of Triangle Financial Strategies, which he founded in 2018 with his wife. With a career in the financial services industry spanning over three decades, Sean brings a wealth of experience and a deep knowledge of financial strategies to his clients. Sean has been a CFP and insurance licensed for over 20 years and is passionate about relating to people and helping them understand how to protect themselves, their family members, and their financial assets.
Triangle Financial Strategies
114 Torrey Heights Lane(919) 228-9665 [email protected]
While it may not be the first gift idea that comes to mind, a life insurance policy for kids is an extraordinary way to secure their future. It’s more than a financial product—it’s a legacy.
Here’s how it works:
The policy accumulates value over time, offering financial flexibility.
Insure their future while they’re young and healthy.
Build a financial safety net they can rely on for decades.
New Study Shows Interest in Life Insurance at All-Time High in 2023 Source: Limra
Toys, gadgets, and clothes lose their value, but this is a gift that grows. With a life insurance policy, you’re helping secure a brighter, more stable financial future for the little ones you love.
This is more than a holiday gift—it’s a promise of care, thoughtfulness, and foresight.
Ready to give a gift that lasts a lifetime? Let’s talk about how life insurance for kids can be the perfect addition to your holiday gifting.
Because your values and goals are personal to you, a one-size-fits-all solution simply won't do.
Consulting with an experienced professional can help you explore options to find the right balance of benefits tailored to your needs.
As your life evolves, so do your needs. I'll be there to help you every step of the way.
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