Starting a new job is exciting, but what happens to the retirement savings you've already built up? Leaving your 401(k) behind with your previous employer may mean missed opportunities for growth, flexibility, and security. Now is the perfect time to take control of your retirement funds by rolling over your 401(k) to an IRA, and here’s why it's a smart move.
More Investment Choices: Unlike traditional 401(k)s, IRAs offer a wider range of investment options, allowing you to better customize your retirement portfolio.
Potential for Tax-Deferred Growth: Keep your savings growing tax-free until retirement, and explore options that better suit your risk tolerance and long-term goals.
Increased Control & Flexibility: With an IRA, you’re in charge, enabling you to make investment decisions that align with your personal financial plan.
The National Producer Number is a unique NAIC identifier assigned through the licensing application process. NPNs are assigned to all individuals and most business entities on the PDB (Producer Database).
The Producer Database (PDB) is a central repository of producer licensing information updated on a timely basis by participating state insurance departments. Currently, the PDB includes information from all 50 states, as well as the District of Columbia, Guam, Puerto Rico and Virgin Islands.
Verification Partner: www.nipr.com
The License & Producer Verification feature is specifically designed to operate within countries and jurisdictions where it is legally permissible and where active partnerships with relevant organizations are in place. This ensures that the service is provided accurately and responsibly, relying on the support and collaboration of local entities that are authorized to verify and provide such information. As such, availability of this feature is contingent upon our ability to establish and maintain these critical partnerships, which play a crucial role in facilitating the verification process and ensuring the feature's efficacy and compliance with local regulations.
Kelly Warner and his Team specialize in advanced Life Insurance, Tax, Estate, and Retirement Planning for Individuals, Families, and Business Owners.
I began my Insurance career as a Financial Professional helping Individuals, Families, and Business Owners protect their livelihood and lifestyle by mitigating financial disasters through properly structured Life Insurance plans. Over a decade later we have expanded our services and footprint to help more clients in over 15 states. Being an Independent Insurance & Financial Agency, we can offer a wide range of Insurance and Financial solutions to meet our customers’ demands.
Kelly Warner-Gameplan Insurance Advisors
3310 Churn Creek Rd suite A Redding, CA 96002(530) 316-1686 [email protected]
Principal Protection: The key feature of a Fixed Index Annuity is that it protects your initial investment (principal) from market downturns, meaning you cannot lose your original money invested, even if the stock market falls.
Market-Linked Growth: While protecting your principal, FIAs still allow you to participate in a portion of the stock market's positive gains by linking their returns to a market index like the S&P 500, offering potential for growth.
Guaranteed Lifetime Income Options: Choose annuity options that can provide guaranteed income throughout your retirement, ensuring you never outlive your savings.
Predictable Returns: Although not guaranteed, FIAs provide a degree of predictability in returns as they are tied to the performance of a specific market index, offering some stability compared to directly investing in stocks.
Tax-Deferred Growth Potential: Like other retirement investments, FIAs grow tax-deferred, helping you keep more of your hard-earned money.
An estimated 1 in 5 U.S. workers have left behind or forgotten 401(k) retirement accounts, according to estimates by Capitalize, a financial services company. Source: CNBC
IRAs Offer More Investment Options Compared to 401(k) Plans – An IRA is typically held by a brokerage or investment firm. In general, it offers more investment options than a 401(k), but contribution limits maybe much lower. Source: Investopedia
Nearly 7 in 10 retirees who own an annuity are more confident their savings and investments will not run out if they live to age 90, compared with 57% of retirees who don’t own an annuity, the 2016 LIMRA survey found. Source: Kiplinger
Because your values and goals are personal to you, a one-size-fits-all solution simply won't do.
Consulting with an experienced professional can help you explore options to find the right balance of benefits tailored to your needs.
As your life evolves, so do your needs. I’ll be there to help you every step of the way.
Disclaimer: This information is provided for informational, educational, and marketing purposes only and should not be considered financial or insurance advice. It is not a substitute for personalized guidance from a qualified insurance or financial professional. We strongly recommend consulting a professional before making any financial decisions. Additionally, the content in this material is not intended to provide tax or legal advice. For recommendations specific to your circumstances, please consult a qualified legal or tax professional. This content is not approved, endorsed, or affiliated with any governmental agency, insurance agency or financial institution. Third-party links and resources are offered for user convenience and have not been independently verified by InsuranceAgentFinder. InsuranceAgentFinder does not endorse or assume responsibility for the accuracy, reliability, or quality of information or services provided by external parties. Any member testimonials represent individual experiences and may not necessarily reflect the outcomes of other clients. Historical performance or success does not guarantee future results.
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