Safeguard your business's future with key employee life insurance

Business continuity begins with protecting your best

Your key employees are the lifeblood of your company—their expertise, leadership, and innovation drive your success. But have you ever considered what would happen if a key player suddenly couldn’t continue contributing to your business? Key employee life insurance offers a proactive solution that ensures your business can weather the storm of an unexpected loss.

This unique policy helps cover the financial impact of losing an indispensable team member, allowing your business to stay strong while navigating potential disruptions. It’s not just about protection—it’s about empowering your company to continue thriving, no matter what challenges arise.

Safeguard your business's future with key employee life insurance
Why Key Employee Life Insurance Matters

Why Key Employee Life Insurance Matters

  • According to a National Association of Insurance Commissioners survey, 71% of small businesses rely heavily on one or two key individuals for success, yet only 22% have key person life insurance. Source: Insurance Information Institute
  • Many studies show that the total cost of losing an employee can range from tens of thousands of dollars to 1.5-2X annual salary. Source: Linkedin
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Key Stats

Business Continuity
Business Continuity

Losing a key employee can shake your operations, but with key employee life insurance, you have a financial buffer to maintain stability.

Debt Protection
Debt Protection

The insurance payout covers outstanding business loans or debt tied to the key employee’s role.

Recruitment and Training
Recruitment and Training

Finding and training a replacement for a key individual takes time and resources—this policy helps cover those costs, minimizing downtime.

Peace of Mind
Peace of Mind

Knowing that your business is protected against the unforeseen gives you and your team the confidence to focus on growth, not potential setbacks.

Sean Ruehl

Sean Ruehl Verified Seal
Verified Seal
Member with a verified seal indicate they have provided and successfully verified their national producer number.

What is a National Producer Number (NPN)?

The National Producer Number is a unique NAIC identifier assigned through the licensing application process. NPNs are assigned to all individuals and most business entities on the PDB (Producer Database).

Producer Database (PDB)

The Producer Database (PDB) is a central repository of producer licensing information updated on a timely basis by participating state insurance departments. Currently, the PDB includes information from all 50 states, as well as the District of Columbia, Guam, Puerto Rico and Virgin Islands.

USA Verification Partner: www.nipr.com

The License & Producer Verification feature is specifically designed to operate within countries and jurisdictions where it is legally permissible and where active partnerships with relevant organizations are in place. This ensures that the service is provided accurately and responsibly, relying on the support and collaboration of local entities that are authorized to verify and provide such information. As such, availability of this feature is contingent upon our ability to establish and maintain these critical partnerships, which play a crucial role in facilitating the verification process and ensuring the feature's efficacy and compliance with local regulations.

Principal
CFP®

Strategic Guidance for Lasting Success

Personalized Insurance & Financial Solutions

I offer both virtual and in-person meetings. As a financial strategist, I help families and business owners structure maximized financial benefits.

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About Me
30 Years of industry experience

Sean Ruehl is the owner of Triangle Financial Strategies, which he founded in 2018 with his wife. With a career in the financial services industry spanning over three decades, Sean brings a wealth of experience and a deep knowledge of financial strategies to his clients. Sean has been a CFP and insurance licensed for over 20 years and is passionate about relating to people and helping them understand how to protect themselves, their family members, and their financial assets. ​

Triangle Financial Strategies

Triangle Financial Strategies

114 Torrey Heights Lane Durham, NC 27703

(919) 228-9665 [email protected]

What’s at Stake

When a pivotal team member leaves unexpectedly, your business risks financial loss, missed opportunities, and extended downtime. Don’t leave it to chance—invest in key employee life insurance security to keep your business moving forward, even in the most challenging times.

Get Started Today Secure your business’s future by learning how key employee life insurance can protect your operations. Let us help you build a plan that ensures long-term success, no matter what.

When a pivotal team member leaves unexpectedly, your business risks financial loss...

Why Expert Guidance is Essential

Tailored solutions for your unique needs

Because your values and goals are personal to you, a one-size-fits-all solution simply won't do.

Get the ideal solution for you

Consulting with an experienced professional can help you explore options to find the right balance of benefits tailored to your needs.

Together for the long haul

As your life evolves, so do your needs. I'll be there to help you every step of the way.

We have got you covered

Don’t lose your edge: Insure the talent driving your business forward.

Disclaimer: This information is provided for informational, educational, and marketing purposes only and should not be considered financial or insurance advice. It is not a substitute for personalized guidance from a qualified insurance or financial professional. We strongly recommend consulting a professional before making any financial decisions. Additionally, the content in this material is not intended to provide tax or legal advice. For recommendations specific to your circumstances, please consult a qualified legal or tax professional. This content is not approved, endorsed, or affiliated with any governmental agency, insurance agency or financial institution. Third-party links and resources are offered for user convenience and have not been independently verified by InsuranceAgentFinder. InsuranceAgentFinder does not endorse or assume responsibility for the accuracy, reliability, or quality of information or services provided by external parties. Any member testimonials represent individual experiences and may not necessarily reflect the outcomes of other clients. Historical performance or success does not guarantee future results.